Where to look for cooling coil problems: First, make a visual inspection of the cooling coil. Most air handlers provide an access panel or cover that can be removed to give at least partial view of the cooling coil surfaces. Turn off electrical power to the system to be safe from electrical shock. On opening an access cover or panel on the air handler you can recognize the cooling coil from our photos and sketches shown here and elsewhere on this website. You may need to use a flashlight and mirror to see the coil surfaces.
Remember to inspect the cooling coil from the incoming-air side - the side of the coil facing the blower fan assembly. That's because any dirt or debris entering the coil will come principally from this direction. If you inspect the wrong side of the coil it may look perfectly clean even though it is totally blocked by debris on its other surface